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Timothy W. Koch

Tim Koch Holds The South Carolina Bankers Association Chair Of Banking And Is Professor Of Finance At The Moore School Of Business, University Of South Carolina. He Has Written Extensively On Bank Management Topics, The Pricing Of Fixed-Income Securities And Derivatives, And The Performance Of Financial Services Companies. He Has Published Articles In The Journal Of Finance, Journal Of Money, Credit, And Banking, Journal Of Financial & Quantitative Analysis, Journal Of Banking & Finance, National Tax Journal, Journal Of Futures Markets, And Many Others. Professor Koch Has Taught At The Nation'

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Back to roots: Eruditor.com works automatically
Ten years ago, everybody expected that on-line shops would work fully automatically: no staff, no stock, no office, just a computer and delivery service from factory to customer. Prices in on-line shops were expected to be extremely low because of minimal costs. Unfortunately, it didn't work. Customers needed help and information and e-shops needed to pay more employees. Costs and prices in e-shops increased.

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Timothy W. Koch

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